General Terms and Conditions (GTC)

§ 1 Provider and Scope
These General Terms and Conditions (GTC) apply to contracts for digital products and services between Johann Wilhelm, operating as "Einfach traden", Ludwig-Erhard-Str. 18, c/o IP-Management #14523, 20459 Hamburg, Germany, email: contact@einfachtraden.com (the "Provider"), and his customers. They apply to paid one-off products, subscriptions, and free offerings unless otherwise agreed in the relevant offer. Mandatory consumer-protection law always takes precedence in relation to consumers.

§ 2 Formation of the Contract
Displaying a product on the website does not constitute a binding offer. The customer places a binding order in the checkout of the payment service provider used. The contract is formed when the Provider confirms the order by email or starts providing or activating the product, whichever occurs first. Before placing the order, input errors can be corrected using the options provided in the checkout. After conclusion, the customer receives the contract terms, including these GTC, on a durable medium, in particular by email.

§ 3 Products and Scope of Services
Depending on the offer, the Provider supplies digital indicators, analytical tools and rule-based strategies for third-party platforms such as ATAS or TradingView, digital guides and support services, access to private community areas, in particular on Discord, and product or membership bundles. The relevant product description and checkout specify the exact scope, supported platform, billing period, price, and any included individual services. Bundles contain only the components expressly listed there and available for the selected platform.

§ 4 Technical Requirements and Provision
Using software-based products requires the third-party platform named in the product description and, where applicable, the customer's own account, separate licence, and suitable hardware and software. The customer's agreements with ATAS, TradingView, Discord, or other third parties do not form part of the contract with the Provider; their terms and technical availability are generally outside the Provider's control. Unless the offer states otherwise, access or licences are activated manually after successful payment and receipt of all required customer information, generally within 24 hours. The customer is responsible for installation, configuration, and safely connecting any live or demo trading account unless additional services have been expressly agreed.

§ 5 Rights of Use and Customer Obligations
For the agreed contract term, the customer receives a simple, non-exclusive, non-transferable, and non-sublicensable right to use the product personally and only within the agreed scope. Unless the offer states otherwise, one licence applies to one account on the selected platform. Login details, licence files, and personal invitation links must not be shared. In particular, resale, making the product publicly available, reproduction other than necessary backup copies, reverse engineering, and circumvention of technical safeguards are prohibited unless mandatory law permits otherwise. The customer must provide correct and complete information, protect their access credentials, and install security and functional updates made available to them.

§ 6 Prices, Billing, and Payment
The prices displayed in the offer and in the checkout immediately before the order is placed apply. Total prices displayed to consumers include applicable VAT. Fixed subscription fees are billed in advance through Stripe at the beginning of each monthly or annual billing period. One-off or variable fees apply only where the relevant offer expressly identifies them; in that case, the offer and statement specify the calculation basis, billing period, and due date. Vouchers and discounts apply only on the terms displayed for them. Stripe processes the payment; the Provider remains the customer's contracting party for the product.

§ 7 Subscription Term, Renewal, and Cancellation
The initial term corresponds to the plan selected in the checkout and is generally one month for a monthly subscription and twelve months for an annual subscription. Unless cancelled, the subscription continues for an indefinite period after the initial term. The customer may cancel during the initial term, in which case cancellation takes effect at its end. During the indefinite renewal period, the subscription may be cancelled at any time with no more than one month's notice. Billing continues in the selected billing cycle until cancellation takes effect; any fixed fees paid in advance for the period after that date will be refunded pro rata. Cancellation may be submitted in particular through the customer account or in text form to contact@einfachtraden.com. The licence and access end when the contract ends; cancellation for the end of the term leaves access in place until then. Variable fees already accrued remain payable. Statutory withdrawal, remedies for defects, and termination for cause remain unaffected.

§ 8 Payment Default, Suspension, and Breach
If a due payment fails or the customer defaults, the Provider may temporarily suspend access after reasonable prior notice until the outstanding amount has been paid. The Provider may also suspend access for material or repeated breaches of these GTC, misuse, or security threats; where reasonable, the customer will be informed in advance and given an opportunity to remedy the issue. Either party's right to terminate for cause remains unaffected.

§ 9 Updates and Modifications to Digital Products
During the supply period, the Provider supplies the updates, including security updates, required to keep the digital product in conformity and informs the customer about them. Other modifications are made only for a valid reason, in particular to reflect technical or legal developments, changes to a required third-party platform, security needs, or functional development, and without additional cost to the customer. Customers will be informed clearly and understandably. If a modification impairs access or use to more than a minor extent, the Provider informs consumers reasonably in advance on a durable medium about its features, timing, and their statutory rights. Statutory rights, including the right to terminate without charge under section 327r of the German Civil Code (BGB), remain unaffected.

§ 10 Statutory Remedies for Defects
Digital products are subject to the statutory rules on conformity and remedies for defects, in particular sections 327 et seq. BGB. Subject to the statutory requirements, a customer may in particular demand cure, terminate the contract or reduce the price, and may claim damages or reimbursement of wasted expenditure where applicable. Guarantees apply only where expressly identified as such.

§ 11 Consumers' Right of Withdrawal
Consumers generally have a statutory right of withdrawal for distance contracts. Details are provided in the separate cancellation policy. The right of withdrawal expires early only where the applicable statutory requirements are met; merely activating access does not cause it to expire in every case.

§ 12 Risk Notice and No Investment Advice
The products, strategies, analyses, and community content are provided solely for educational, informational, analytical, and technical-support purposes. They do not constitute investment advice, portfolio management, investment brokerage, or a solicitation to buy or sell financial instruments. No profit, trading success, or particular outcome is promised. Depending on their configuration and the third-party platform, automated or rule-based functions may place orders; the customer remains solely responsible for activation, monitoring, risk settings, and every trading decision. Trading financial instruments can result in the total loss of the capital invested and in additional losses. Past results and backtests are not reliable indicators of future results.

§ 13 Liability
The Provider has unlimited liability for intent and gross negligence, culpable injury to life, limb, or health, under the German Product Liability Act, and to the extent of an expressly assumed guarantee. For a slightly negligent breach of an essential contractual obligation, liability is limited to the loss typical for the contract and foreseeable when the contract was formed; essential obligations are those whose performance makes proper execution of the contract possible and on which the customer may normally rely. Liability for slight negligence is otherwise excluded. These rules also apply for the benefit of the Provider's legal representatives and agents. Liability for trading losses exists only in accordance with these liability rules.

§ 14 Governing Law and Jurisdiction
The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. For consumers, this choice of law applies only to the extent that it does not deprive them of the protection afforded by mandatory provisions of the country of their habitual residence. To the extent permitted by law, the Provider's registered office is the exclusive place of jurisdiction for merchants, legal entities under public law, and special funds under public law. Statutory places of jurisdiction apply in all other cases.

§ 15 Final Provisions
Individual agreements and mandatory statutory provisions take precedence over these GTC. If any provision of these GTC is or becomes wholly or partly invalid, the remaining provisions remain effective and the statutory rules apply in place of the invalid provision.